Are you a Spender or a Saver?

[jaime20]

bro use kurot principle

google mo nalang para mabasa mo

works for me ^_^

[Prime™]

Both, I set a certain percentage for savings, pero I also do to forget that life is meant to be enjoyed. I don't like being deprived or the feeling of being deprived. If I want something badly enough, I want to have to option of getting it then and there without any hitch. The same goes for my family and loved ones, I don't like depriving them.

This is all within reason of course, I have savings accounts that I don't touch no matter what. For example I've wanted to upgrade my iphone 5, the 5s is sooo tempting but I'm holding out for the 6. Same with my clunky 1st gen mini, antay nalang ako ng 3rd gen, which is all coming in a few weeks time. These are all superficial, pero it's the most recent example I could come up with. Things like that I can hold out without too much trouble cause what I have now still works perfectly fine. Not unless nabasag siya, that's a different matter.

Pero when it comes to restaurants, I'm quite the foodie kaya I really try new ones.

Most of the time, I pay with CC and then when I get home I just transfer online and pay it back, I don't like dealing with deadlines and due dates and I don't like being charged an extra.

Just always make it a point that your savings gets bigger every month, you would find yourself pleasantly surprised in no time.

[spidey]

Very nice answer Sir Spidey!

Sana lahat ng guys tulad mo hehehe...

... Nde kuripot at makunat na sing kunat ng gulong ng eroplano .

Hehee...

Hang swerte ni wifey mo sir spidey taga spend gandang life yan hehe

well that is true lala.... hindi ako marunong magshopping e,,.. so siya lahat, ako pag pasok ko sa supermarket halimbawa.. deretso lang ako hanap yun buy ko pag nakita ko na pay and out...  

kaya SAVER ako

[Ravendelle]

Pag payday,i-save for emergency money,vacation,joint savings nmin ni bf,and allowance ko till s susunod na pay,at para sa ipon ko na pang business.the rest goes to bills,food,etc.kaya ang tag s kin ng mga kapatid ko makunat.hindi ako nabili kc pag hindi sale.at minsan sale na,pinagiisipan ko pa kung bibili ako.lol.


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[fayt]

balanced saver ako dahil sa gusto ko kumain ng kumain 

magtatabi muna for savings.. Pay bills first, groceries and etc... yun matitira eh pantoma ko na hanggan sa umabot ng next payday....

[Cathrina]

Uy thanks po sa mga napadaan dito ..
Ot:
Dapat daw talaga maging wais tayo dapat ibalance ang pagiging spender at saver..ako nung xmas jusko natuyuan bank accnt ko nangingibabaw pagka spender eh pano 10 na pala mga inaanak ko naghingi ng pamasko ..

[Ravendelle]

Pang 11 ako ninang cath.nyahahaha.


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[abrakadabra]

pwede both?hehe

ako saver pero pag kailangan talaga at madalang lang, spender hehe

tryin' to keep life simple

[Cathrina]

Pang 11 ako ninang cath.nyahahaha.


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Nyahaha pang 11 talaga,nde ko alam 10 na pala eh last kong alam 4 lang haha..kaya save na naman peg ko nito tsk tsk!

[ladyvirus01]

Life is short .. Kaya dapat nating ienjoy ang pinagpaguran natin but not to the extend waldas... For me kasi pinapamoer ko sarili ko dahil deserve naman niya... Iisa ang buhay nayun , so enjoy to the fullest (^_~)


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[uglymanoncampus]

before spender ako nung wala pa daughter ko but saver na. iba talaga pag may responsibilities ka na..  kaya pautang guys lalo dun sa mga nakakaluwag     

[zzgundam]

I spend absurd amounts of cash on a lot of things. I don't really save much.
Just the usual mutual funds and my retirement fund courtesy of the company.