Are you a Spender or a Saver?

Cathrina · **on:** August 08, 2014, 01:33:38 PM

Hello po mga dabercats

i mean ptnians ..speaking of handling your money,specially payday hmm thats my fav day..anyways are you a spender or a saver??share share din po pagmay time

..

My Board · « **on:** August 08, 2014, 01:33:38 PM »

lovemarie · **Reply #1 on:** August 08, 2014, 02:28:39 PM

Spender!!! Waahhh wala ako ma isave bat ganun??? Lage motsi sis cath huhuhu...

Cathrina · **Reply #2 on:** August 08, 2014, 02:37:20 PM

Hahaha pagmaraming pera marami din ang iispend sis..sabi pa ng iba kelan mo pa ienjoy yong pera mo pag 6 feet below the ground ka na hehe kaya enjoy it while you can ..

My Board · « **Reply #2 on:** August 08, 2014, 02:37:20 PM »

Heathcliff · **Reply #3 on:** August 08, 2014, 03:46:27 PM

Hmnn... Correct naman talaga yan sinabi ni Sis Cath... Life is too short do enjoy mo dapat fruits of your labor... But be sure na secured din and future... Kung mahirap ang buhay noon.. Mas mahirap ngayon ... And i believe mas madalas kung minsan... Hindi naman para sa atin lang kaya tayo nagsisikap... Family oriented kase ang mga Pilipino... Normal na isipin natin yung ka pamilya ... But then syempre ... Dapat e Pasayahin mo sarili mo.. Otherwise, who would do it for you...diba?

Spend a little... Keep a little more... Afterall para sayo din naman yun.

Cheers !

Cathrina · **Reply #4 on:** August 08, 2014, 10:50:01 PM

Thanks sis schy,,
Tama ka din sissy dapat ibalance lang ang pag ienjoy ng pera kasi we have basic needs also na need pagbudgetan kaya dapat magsave din para dun..tsaka pag nag ienjoy ka atleast everything is taking care off,..

My Board · « **Reply #4 on:** August 08, 2014, 10:50:01 PM »

caligula · **Reply #5 on:** August 10, 2014, 10:02:12 AM

So tell us how much is too much to spend? Let's say, you earn P50000 a month after tax, magkano ang tinatabi mo?

How much do you need to retire comfortably in the Philippines?

Foxhound.0726 · **Reply #6 on:** August 10, 2014, 09:44:43 PM

Tama nga nmn. Dapat balance po talaga.

Rad · **Reply #7 on:** August 10, 2014, 10:53:27 PM

balance dapat talaga, pero minsan di maiwasan na 70-80% ang nagagastos pampersonal/gimmik etc.. at 20% lang ang naitatabi or minsan wala talagang naitatabi. maganda pa rin kung may naitatabi para just incase na biglang nagkaroon ng pangangailangan may madudukot.

sabi nga ng iba "needs vs wants"

dimple · **Reply #8 on:** August 10, 2014, 11:31:19 PM

Ang style ko every end of the month I always save 1000 in our money (around 6thoupesos) for our savings then another 1000 for vacation money then the rest it all goes to bills, foods and ofcourse Shopping!! Para kada end of the year may budget for travelling and pocket money... same w/hubby but I think he saves more in travelling ...

Dont get me wrong shoppaholic din ako kaya pag hinde ko ginawa yung mag save sigurado mauuwi sa spend lahat... my mom always telling me kahit gaano pa kalaki ang sahod mo pag wala ka na sasave eh wala pa din so di baleng maliit ang sahod basta may naitatabi eh daig mo pa ang malaking sahod na executive!

Troll Montero · **Reply #9 on:** August 11, 2014, 05:00:10 AM

more of a saver ako.. dame ko namag ni save sa kalingkutan lol...

seriously speaking nag se save talaga ako for my future..

heyo_pineapple · **Reply #10 on:** August 11, 2014, 10:49:18 AM

Spender, spend spend spend on items you don't need and eventually sell on a much lower price... Hayss i got to break this habit

Foxhound.0726 · **Reply #11 on:** August 14, 2014, 05:55:11 AM

Spender po. My philosophy before is that spend while you still can enjoy...

spidey · **Reply #12 on:** August 14, 2014, 06:38:49 PM

I can say I am a Saver....

My wife is my spender...

Heathcliff · **Reply #13 on:** August 14, 2014, 06:56:25 PM

Very nice answer Sir Spidey!

Sana lahat ng guys tulad mo hehehe...

... Nde kuripot at makunat na sing kunat ng gulong ng eroplano .

Hehee...

Cathrina · **Reply #14 on:** August 15, 2014, 02:26:49 PM

Quote from: spidey on August 14, 2014, 06:38:49 PM

I can say I am a Saver....

My wife is my spender...

Hang swerte ni wifey mo sir spidey taga spend gandang life yan hehe

My Board · « **Reply #14 on:** August 15, 2014, 02:26:49 PM »